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Undeb Credyd y Barcud Coch Cyfyngedig, trading as Red Kite Savings and Loans and as Red Kite Credit Union (RKCU) is a credit union Authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority, similarly to high street banks and building societies and many other types of financial services companies.

Each credit union is a separate company and a separate member of the Financial Services Compensation Scheme (FSCS) that protects members' savings up to the current limit of the scheme, £85,000 at March 2017.

If you live in or have a place of employment in Powys, you are eligible to join Red Kite Savings and Loans. Full membership is available to any person 16 years and over. A Young Savers Club is available for younger persons.

The registered main office of Red Kite Savings and Loans has moved due to closure of the Old TIC in Groe Car Park in Builth. Click here for new location in The Hive, Temple Chambers, South Crescent, Llandrindod Wells LD1 5DH

This is also the posting address for the credit union.

A service point will still be available in Builth, please see here for details of all our service points.

General telephone numbers
01982 551000 Serviced by Builth service point during opening hours or forwards to credit union volunteers.
01597 824000 Serviced by credit union volunteer and has answer machine.

Alternatively use the contact forms here


Red Kite Credit Union Service Points and facilities during COVID restrictions

Good News

With the easing of Covid restrictions in Wales the Credit Union is delighted to be able to reopen our service points.

There are changes and additions to some places and opening times and details are given here
We are very pleased to be able to open a new Service Point in Knighton.
The Credit Union continues also to operate using phone and electronic communucations and providing our usual services as far as possible in these circumstances. Any necessary face-to-face interaction will be very restricted and social distancing will be enforced.

For information on our reopened (and new) service points, please Click here

Our School Savings Banks at Trefonnen, Llanbister, Llanelwedd and Dolau Primary Schools have also in general been Closed during the Lockdowns, as well as any Adult member services at the schools.

We hope to be able to re-open the school savings banks in due course now the lockdown restrictions have been eased, probably on a selective basis.
Hadau Onnen - Trefonnen Piggy Bankers school bank has already reopened and we hope others will follow soon.
The school banks are operated by school staff and pupils and reopening is at the discretion of the head teacher. Meanwhile, if withdrawal of school bank savings is required, please contact the credit union on 01597 824000 where a message can be left. Please make other enquiries to the school.



Back to School expenses causing problems&query;

Your credit union could help

Click here for a leaflet and more information


Financial problems due to COVID Emergency?
LWWT Money Advice Clinic

Click here for more information. The clinic is however now closed, but it is hoped to reinstate it at some future date.

Promoted by Llandrindod Wells Working Together

Safe Savings

Your savings are safe with Red Kite Credit Union as they are protected by the Financial Services Compensation Scheme.

Click for more information on savings

FSCS Protecting your money

Easy Loans

Loans from small amounts up to £7,500 with Red Kite Credit Union are easy to repay with no hidden charges and flexible arrangements.

Click for more information on loans


Red Kite Credit Union is working in parnership with the other Powys credit unions to promote a wider takeup of the benefits of Credit union membership throughout Powys
and enable the people of Powys to

Say <span>NO</span> to Debt Row

Red Kite Credit Union also works with Robert Owen Community Banking Fund in connection with their schemes for low or zero interest loans for Renewable Energy installations and Home Improvements. Click for further information

Our mantra for you

Save regularly, borrow wisely, repay easily
Avoid the sharks
Fly high with Red Kite
Savings and Loans

Our own mantra

We like and try to apply this quote from Mother Teresa:
«Let no-one ever come to you without leaving better and happier»