The Engage Classic Visa debit card and account from Red Kite Credit Union
The prepaid card you can bank on!
Engage is the national brand for all credit union banking and payment services. Engage Classic is an ethical Visa debit card and account that truly benefits the credit union member. There are no nasty hidden charges and fantastic rewards that mean you can save money on your everyday shopping.
The Engage account and Visa debit card works just like an account from a high street bank but is only available from your Engage accredited credit union. You can use your Engage card to shop, pay bills and save money with our cashback rewards program.
Engage Classic is a reloadable prepaid debit card linked with an e-account that works similarly to a high street bank account. It is available only to credit union members and no credit checks are required.
It is NOT a credit card and you cannot borrow money with it or get into debt.
The Engage Classic Account
- FREE to apply for a card (you can also have an additional card for free too)
- FREE for any purchases made within the UK
- FREE mobile app available on Android and iPhone
- Engage Envelope Money Management Tool
- Earn up to 15% cashback with Engage rewards partners
- Only £0.75 for an ATM withdrawal in the UK
- Low management fees
- FREE to set up a standing order
- FREE email alerts to help you track your spend
Engage Classic is ideal for you if…
- You don’t have a bank account or are looking for an easy alternative to high street banking
- You want to have your wages or benefits paid into an account and have rapid access to them
- You want to be able to manage your finances and budget easily
- You want a safe and convenient way to spend your money at home or abroad
- You are new to the UK
- You have a poor credit history
- You want to shop on the high street, online or by telephone but don't have a payment card
Take Control Of Your Money...
- There are no overdraft fees or expensive letters if you accidently miss a payment
- Only spend what you have loaded into your e-account and card
- Get instant access to your money at ATMs or via cash-back at shops and supermarkets
- Pay bills, transfer money to different accounts using the internet
- Set up standing orders and regular payments for Gas, Electric, Sky etc.
- Control your money with 'Envelopes' with which you can 'ring-fence' money for important bill payments
- Receive up to the minute balance and account info by SMS, email or online
- UK based customer service support available 6 days a week
- Low fees & no hidden costs (for full details ask Red Kite Credit Union, see links above)
..With Engage Classic, managing your finances couldn’t be easier!!!
The Contis 'Engage Classic' prepaid debit card is available to credit union members over the age of 16 years and is linked to a special savings account with Red Kite Credit Union.
Forms to join Red Kite Credit Union and to apply for an Engage Classic card are available for download here.
Fantastic rewards and offers available from national and local retailers when you use your Engage Visa debit card. You can have cashback rewards of up to 15% every time you use your Engage Visa debit card to pay for goods at any one of the following participating retailers:
Engage Envelope – Money Management Tool
Want to take the stress and hassle out of paying your rent, mortgage, utilities, and phone bills? Your Engage account comes with a special feature that allows you to place money into virtual Envelopes so you don’t accidentally spend the cash you need to pay essential bills. Envelopes are simple to set up and can be done by the account holder or the credit union staff. Once set up you don’t need to worry about them. Money will be automatically ring fenced when it comes into your account.
N.B. Money loaded to an Engage card is not covered by the Financial Services Compensation Scheme (FSCS) unlike savings in your credit union account.